Your net worth should increase as you age until you reach retirement. By retirement I mean that point in your life when you either no longer want to work or cannot work. At this stage you will need to draw from your savings and your net worth will usually reduce over time.
So how much should your net worth be? What investment strategies do you use to attain that net worth? These are not simple questions and the answer is going to vary for each person. A good starting place to study this is a recent post on the Financial Samurai blog: Suggested Net Worth Targets by Age. There are some assumptions about these targets chief among them that you have sufficient income to save enough to generate significant net worth. The other assumption is that you manage your finances adequately to make sure you are always spending less than you earn.
I suggest you read the post and then come back here and let us know what you think.Wishing you well,
Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.