What Do You Think?

question-buttonI would very much like to know what you think. Is there something you’d like to see more of here on the blog? Less of? Is there something new you’d like to see that I have not posted before?

Please post a reply below or if you want to send me a private message you can do that here.

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

Goal Power!

A Little Success Book by Daniel R. Murphy

Learn what you need to know to formulate goals properly and to execute them to achieve anything you want.

  • Write goals with clarity
  • Write goals easy to remember
  • Make goals measurable so you can track your progress and know when you have fully achieved them
  • Write goals that inspire and motivate

Learn more here.

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

How May I Help You?

question-buttonWhat can I offer you here on the blog that will be of most help to you? What would you like to see more of here or less of?

Are there categories you are more or less interested in: Creating Wealth, Leadership, Personal Development, Time Management?

Do you prefer shorter articles or longer more in depth articles? Would you like to see videos? Would you like pod casts or audio recordings?

Many of my posts are curated – that is they bring you information from and links to other sites to enrich the content I bring you. Do you like those kinds of posts?

I would love to hear from you. If you wish you may post a comment to this post or you can contact me privately at Contact Me.

Please let me know your thoughts on this. It will help me offer you what you need and want.

Thank you.

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

How Do You Save Money?

Look after the pennies and the pounds will look after themselvesI was recently asked how do you save money when there is nothing left at the end of the month once the bills are paid and the groceries purchased.

Do Not Save Money – Build Wealth

As with so many things our attitude about what we want to achieve plays a very large role in achieving it. If we see savings as simply saving we tend to see it as a negative thing. We are denying ourselves the ability to spend some money so we can save it.

Once we save it then what? It sits in a savings account where in today’s market it earns no interest and loses value because of inflation. That is not very exciting and may not even be very smart.

Look at it as though you are building wealth and it becomes a different thing. Your mindset is different. You are building something of value for the future. That is something you can get motivated about.

Living Below Your Means

The first step in building wealth is living below your means. Most people live at their means or above it. Living at your means and you spend every dollar you earn each month. Living above your means is spending all you earn and going into debt as well.

No one ever built wealth living at or above their means. To build wealth you must live below your means – you must spend less each month than you earn and save the difference. It is that simple, but it is not always that easy.

To live below your means you must make a budget and stick to it. The budget must be designed to spend less than you earn, even if it is only $10 a month less than you earn. You must look at all your discretionary spending and find ways to reduce it. You must tighten your belt. There is some sacrifice here for sure, but remind yourself that you are building wealth and this has a cost.

Automatic Savings

Once you know how much you can avoid spending each month set up an automatic savings system so you need not even think about it. You can create an automatic deposit of part of your paycheck through your employer or an automatic transfer from your checking account into a savings account each month. You pay yourself first, and you spend out of what is left.

At least once a quarter you examine your spending and find other ways to reduce it so you can increase your automatic savings.

Don’t Just Save – Invest

Once your savings builds up some find a safe long term way to invest that savings. Put your money somewhere it can grow, not just into a savings account.

Once you establish this system and stick to it your wealth will grow. It will be very slow at first but over time you will be surprised how much wealth you can build.

Learn more about financial success in my book Your Financial Success. 

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The purpose of this blog is to help you succeed. I need to know what you need in order to succeed. I am asking you to please let me know what you need. What questions do you have about success, creating and managing wealth, leadership skills, personal development and time management?

You can ask me these questions two ways. If you do not mind doing so publically just post a comment to this post with your questions. If you wish to do so privately then go to my contact page at: http://danielrmurphy.com/contact-me/ and send me a private message with your question or questions. I will respond to you privately and will not make your questions public unless you allow me to.

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

Ten Golden Rules of Leadership

On Nov. 19, 2014 the Leading Blog posted a review of The Ten Golden Rules of Leadership. The post starts out:

Michael Soupios and Panos Mourdoukoutas have reviewed the writings of the Classical philosophers and selected ten ideas that will positively impact our leadership effectiveness in The Ten Golden Rules of Leadership. Not surprisingly, the philosophies of classic figures remain relevant in today’s workplace.

The classical rules are based on classical writers and include such eternal principles as “know thyself”, “do not waste energy on things you cannot change: and “let competition reveal talent” among others. Fundamental principles never change. The late Jim Rohn, business philosopher, repeated this truth constantly. If you can identify those timeless rules and principles that reflect human nature and apply them they are as effective today as they were two thousand years ago.

It is well worth considering these fundamental principles of leadership. They create a solid foundation for effective leadership in today’s world just as surely as they did in ancient Greece or Rome.

Get the book here:

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

Do You Need a Little Chaos?

We are so organized, well most of us are. We plan our days and make all kinds of appointments and set aside time for this and that. For the most part this is a good thing. Organization helps us be more productive and avoid missing important tasks and appointments.

For the most part…. But maybe a bit of chaos is also a good thing?

The Leading Blog published a post on December 12, 2014 about The Chaos Imperative. It is a book by Ori Brafman and Judah Pollack. The book suggests that some chaos in our lives can be a good thing.

Here is a bit of the blog post…

Our brains need white space to think creatively.

We need white space to think more deeply and completely.

Leading With Intention In The Chaos Imperative, co-authors Ori Brafman and Judah Pollack say that “if we want to foster creativity and innovation in our own lives, we too need a bit of chaos.” We need organization and routines to be sure, but we also need “pockets of chaos”—“places where structure and efficiency are set aside or blocked off to create a more organic process that allows new ideas to come to the fore.” What Brafman calls “organized serendipity.”

We could actually use more of this white space not only in our organizations, but in our homes, schools and personal lives as well. In one study, “researchers discovered that the children with more recess time learned more, developed better emotional and cognitive skills, were healthier, behaved better, and managed stress better.” The problem is that it seems counterintuitive to us; like we’re not doing our job; we’re slacking off. But if you, as a teacher, a parent, or a leader think of your job as an opportunity to draw out ideas from others, to listen and to connect, it makes a lot of sense.

Read the rest of the post here.

What do you think? Leave a comment…

You can get the book here:

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

Making Additional Money on the Side

H23 BB00934850 * ...my $100 'star note'Kimberly Palmer recently posted an article on the GetRichSlowly.org site about how she makes some extra money on the side at the Etsy.com site. Her article, How I Built an Income Safety Net is both inspiring and informing.

Creating your own little business on the side involves a lot of hard work and there are not guarantees of success. Still, it can be profitable and may be worth considering if you are open to the idea. The trick is to find a product or service that you can provide and that people will want. Palmer writes about this in her book, The Economy of You.

I invite you to read the post and then come back here and let us know what you think.

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

Merry Christmas to All

Happy new year 06463
Foter.com / CC BY-SA

No matter what faith you practice, if any at all, this is a wonderful season to consider the message of Christmas: good will to all. 

I wish you and yours a happy Christmas and if you do not observe Christmas I wish you peace. 

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

Do Not Wish Your Life Away

Wooden hourglass 3
Foter.com / CC BY-SA

This time each year I remember a conversation with my grandmother as though it happened yesterday, even though it is over 40 years ago now. At the time I was perhaps 14 or so and she was in her 70s. It was around Thanksgiving time, she had come to visit us and have Thanksgiving dinner with us.

My younger brother and I were excited about the coming of Christmas and we were saying we wished it were Christmas, we wished the weeks between then and Christmas would pass away and we could “fast forward” to the night before Christmas.

That was when my grandmother gave us some of the wisest advice I’ve ever heard. She said, “Oh, do not wish your life away. Life is so short and when you get to be my age it passes so very quickly by.” She again urged us not to wish it away. Every day is precious as we have only so many of them on this earth.

I turn 60 next year and am about 15 years younger than my grandmother was then, but I already experience the much faster passage of time that we experience as we grow older. I am now experiencing what my dear Grandmother knew all too well and could not find a way to teach her young grandchildren. We did not see time passing quickly. To the contrary it seemed agonizingly slow. The hours, days and weeks before our next big event in life passed so very slowly to us.

Life is like unraveling a spool of thread or string. When you start the spool is fat and full and turns slowly as you draw the string off. Three feet of string results in perhaps only a dozen rotations. As you pull more and more off the spool spins ever faster. Near the end of the spool, to pull off three feet of string spins the spool dozens of times. Its time is passing so very quickly, just like life toward the end of our time here.

This is just as difficult for young people to appreciate as it is obvious to older folks. But in fact there is no guaranteed long life. All of us have and end date and none of us really know when it is.

Life is precious. Every hour of it, every day, every experience, is something to be experienced and savored (well, perhaps except the trips to the dentist). If you find yourself wishing you could fast forward to a future date, perhaps when current misfortune is upon you, or when some future event is so exciting you cannot wait to get to it, I join my Grandmother in cautioning you not to wish your life away. It is too short. It is too precious. If you are fortunate enough to live to old age you will look back and wonder where it all went so quickly. You will wish so much you could slow it down.

Thank you grandma, you were so correct and so wise.

In loving memory of Catherine (Hensler) Murphy, November 5, 1894 – July 7, 1985.

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com

One Week Remaining at 99 cents!


Just one week left to get The Success Essentials on Kindle and three bonus gifts for just 99 cents. The offer ends on August 15 when it will revert to its regular price of $2.99.

Don’t miss out on this opportunity to read this great little book on success. People who have succeeded in life follow some basic principles and they are all in this book. It will be at this low price for only a few more days in hopes that anyone and everyone who wants a copy can get one for less than $1. 

Go to: http://www.thesuccessessentials.com and order yours today!

Wishing you success and prosperity,
Daniel R. Murphy

Educating people for building wealth, adapting to a changing future and personal development.
www.Books2Wealth.com

Wishing you Success and Prosperity,

Daniel R. Murphy

Wishing you well,

Daniel R. Murphy
Educating people for building wealth, adapting to a changing future and personal development.
www.danielrmurphy.com